Making Money Matter by Living an Eco-Friendly Lifestyle
Although you do not want to think of money all the time, you have to understand that money is an essential part of your everyday life. Read on for some ideas for getting your finances back on track while living an eco-friendly lifestyle.
Income, expenses and an eco-friendly lifestyle.
Your budget must be based on how much your income and expenses are. Begin by calculating how much after-tax money you and your partner bring into the household each month.
In order for your budget to work, you need to count all of your income, not just your primary jobs. More and more stay at home moms now a days are empowering themselves by starting their own home business, make sure that you include that as well. The most important thing in budgeting is to make sure your spending is never greater than your combined income from all sources.
Then, look at how much you can spend per month. You should also include expenses like gas and maintenance for your vehicle. Remember to include food, including stuff you make at home and food you eat at restaurants. Do not forget to note other expenditures; this includes what you spend when you go out to have fun or the costs associated with daycare or a babysitter. Be as inclusive as you can, so you can create a realistic representation of your total expenses.
When you know where your finances stand it will help you find things you can cut. Try to bring your own coffee instead of buying it at coffee shops. Find any item like this that you can easily remove before you start developing your long-term budget.
Living an eco-friendly lifestyle and how it affects your budget.
Another way to keep track of your finances and limit your expenses is to start living an eco-friendly lifestyle. Once you adapt this kind of lifestyle, you will not only save money but help in protecting our environment as well by minimizing the carbon footprint we’re living behind.
There are things around the house that you can repair or upgrade that will help reduce your utility bills and at the same time promote green living. You might want to change your washing machine or dishwasher to one that will use less water and save you money on your water bill. An excellent replacement for a tank heater is a water heater that is either on-demand or in-line. This will decrease your water bill. Always make sure you check for leaky pipes and patch them right away. This will save you money on your water bills.
Replacing old appliances with ones that use less electricity is a good idea. This may seem costly, but it saves money over time plus minimizes your carbon footprint. If you aren’t using something, don’t plug it in. You will notice a difference in your energy consumption and expenses with time.
Replacing an aged roof will improve the efficiency of heating and cooling, as will adding insulation in your attic. Taking these steps will help you reduce the amount of money that you spend heating and cooling your house and you may also be able to take advantage of tax incentives.
Make recycling a habit. Don’t get too comfortable using disposable items of all sorts especially around the house. For instance, you’ll be surprised at how much you’ll be saving if you opt for mugs and glasses instead of plastic or Styrofoam disposable cups at home. Be creative in coming up with new ways on how to recycle items before considering them as trash.
Take control of your spending.
Greater control in your spending can be achieved by implementing some of these ideas. By investing in better appliances, you can actually save money, since these upgrades will lower your utilities. If you have lower bills, you have more flexibility.
Money does matters, and living an eco-friendly lifestyle doesn’t only limit your expenses leaving you with more money to allot for savings or for vacations but also promotes awareness about green living and caring more about our planet.
Lisa Burnham is an artist-ecoactivist-entrepreneur mom to two wonderful kids and wife to a surfer! She teaches for 25 years to children of all ages, has an art education and speaks Spanish, pretty well, too! This mom loves traveling, gardening and anything green! She lives in San Francisco, California just a block away from the ocean. And she has a pitbull named Irie.
Lisa is living the life - enjoying freedom and embracing a more meaningful life while creating a sustainable business that keeps her mobile and free! Connect with her and start your own journey towards the realization of your dream life!
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